Trauma Insurance

If you’re the major breadwinner or the primary care giver in your family, there is a way you can protect your family’s financial security if you or your spouse become seriously ill - trauma insurance.

Trauma Cover pays a lump sum if you suffer from one of the specified major diseases or injuries covered such as a heart attack, stroke, cancer or blindness and the funds can be used at your discretion. You can use it to help cover:

• Medical expenses, including long-distance or overseas travel to find preferred specialist care;
• Rehabilitation costs;
• Pay for necessary modifications such as rails or ramps in your house as a result of the trauma;
• Help accumulate wealth for you or your partner’s retirement or savings plan;
• Reduce your debt, such as mortgages or fixed bills and
• Help with lifestyle and employment changes.

The benefits are paid to you when you are diagnosed with – and survive – an eligible condition.

Although trauma insurance has been available for almost 10 years, it has become increasingly popular in recent times. This is due to various reasons, such as the escalating costs associated with quality health care and the fact that medical advancements mean more people are surviving serious illness.

To find out how much Trauma insurance cover you need, let us help youfind an adviser near you.