Getting Ahead
Your student loans are almost paid off, you may be changing jobs or starting a business or planning to start a family. You might want to renovate your home, pay for your children's education, enjoy an amazing holiday or build your investment portfolio. Or you may simply be wondering how you can better organise your finances so you have more freedom to choose.
The choices you make and the habits you develop in the getting ahead stage may impact how much financial freedom you have through the years and even decades ahead.
Your major focus at this stage should be debt management.
| The challenges you may be facing at this stage: |
- Purchasing property
- Marriage or cohabitation
- Providing for children or other dependants
- Changing jobs or starting a business
- Increasing household expenses
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A Consultum Adviser can help you with strategies to better organise your finances:
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- Debt management or consolidation, including mortgage considerations
- Insurance as a high priority (income protection, life , trauma, TPD)
- Superannuation strategies
- Centrelink entitlements
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