We acknowledge the traditional custodians of the land on which we meet, work and live.  We pay our respects to the ancestors and Elders, past and present.

The content on this website has been prepared by Consultum Financial Advisers Pty Ltd ("Consultum"), ABN 65 006 373 995, AFS Licence No. 230323.

This website is owned and operated by Consultum. The registered office of Consultum is Level 6, 161 Collins Street, Melbourne VIC 3000

General Advice Warning

The information contained on this web site is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Taxation, legal and other matters referred to on this website are of a general nature only and are based on Consultum's interpretation of laws existing at the time and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

Accuracy & Reliability of Information

Although every effort has been made to verify the accuracy of the information contained in this web site, Consultum, its officers, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained on this website or any loss or damage suffered by any person directly or indirectly through relying on this information.

Copyright

Consultum owns copyright in the information contained on this website. Information may be printed or downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of Consultum.

Links to Other Sites

Consultum is not responsible for the content of any site owned by a third party that may be linked to this website, whether such a link is provided by us or by a third party. These links are provided as a courtesy service and no judgement or warranty is made by us concerning the suitability, accuracy or timeliness of the content of any site that may be linked to the Consultum website. By providing access to other websites, we are not recommending or endorsing any brand, products or services offered by the organisation sponsoring or owning the linked website.

Changes

Consultum may vary this disclaimer at any time. Your continued use of the website constitutes your acceptance of the disclaimer as amended.

Governing Law

The use of this website and the provision of such facilities, products and services will be governed by the laws of Victoria.