Donald Trump(s) Clinton

10 Nov 2016

Pollsters were unable to redeem themselves from their Brexit failings with another incorrect prediction. Donald Trump defeated Hillary.

2016 Consultum Adviser Recognition winners

20 Oct 2016

This year, we celebrated our ten year anniversary at our Consultum National Conference. The conference focused on our key theme, culture,partnership, success, and we would like to thank all our advisers, delegates and employees for their continuing support.

The United Kingdom votes

24 Jun 2016

The United Kingdom (UK) has voted to leave the European Union (EU) in a shock decision that has sent global markets plummeting. It has been over 40 years since the UK last voted to stay in the EU and sentiment towards the common market has shifted dramatically. Whilst the margin was narrow (52%/48% at the time of writing), it is a far cry from the 1975 decision to stay in the EU by 67% to 33%.

Federal Budget Q&A - Transition to retirement

18 May 2016

The tax exemption on earnings in a transition to retirement (TTR) pension will be removed, thereby reducing the tax-effectiveness of a TTR strategy. Withdrawals from TTR pensions will also not be able to be taxed as lump sums. If you are over 60 you will still benefit from receiving tax-free pension payments.

Federal Budget Q&A - Superannuation

12 May 2016

The Government is replacing the previous cap of $180,000 per year (or $540,000 over 3 years under the ‘bring forward’ provisions) with a lifetime cap of $500,000. This will be indexed, presumably on an annual basis. While this change is effective from Budget night, importantly it is also retrospective as it will take into account all non-concessional contributions made since 1 July 2007.

Stay on top of your bills for a good credit rating

29 Jan 2016

As at 12 March 2014, the Australian laws for credit reporting (also known as your credit rating) have changed. This change means you will now be assessed on whether you pay your bills on time (rather than if you have occasionally paid them late). Now, more than ever, it is important to effectively manage your household finances.

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