With the end of financial year fast approaching, here are some tips to consider. As at 12 March 2014, the Australian laws for credit reporting (also known as your credit rating) have changed. This change means you will now be assessed on whether you pay your bills on time (rather than if you have occasionally paid them late). Now, more than ever, it is important to effectively manage your household finances. It doesn’t matter how much money you have or make, sometimes it just doesn’t feel like it is enough. When you create and stick to a budget, at least you know how much you actually have and what you can do to make the best of it. Many people don’t consider consulting a financial adviser until they are close to retirement. However, to reach a reasonable level of financial security, the earlier you start a regular plan of saving and investing, the better. The rules regarding super and tax are complex and, for many, the tax paid when putting money into super, its earnings while invested, and when benefits are finally paid can be a mystery. We take a look at how superannuation is taxed. It doesn't matter how much money you have or make, sometimes it just doesn't feel like it is enough. When you create and stick to a budget, at least you know how much you actually have and you can avoid that urge to splurge. Congratulations to our 2015 award winners who were presented with their awards at our annual conference last week.
Top five tips to prepare for the end of financial year
01 Apr 2016
Stay on top of your bills for a good credit rating
29 Jan 2016
Ever wonder where your money goes?
20 Jan 2016
Choosing a financial adviser
16 Dec 2015
Uncovering the mystery of tax on super
23 Nov 2015
Avoiding the urge to splurge
13 Nov 2015
Consultum Adviser Recognition winners
27 Oct 2015
Contact us
Tel: 1800 062 134
Contact hours: Monday to Friday - 8.30am to 5.00pm (AEST)